800-915-9380 info@swyping.com

Cheapest credit card processing with swyping

Swyping is a new way to accept credit cards, debit cards, HSA cards and checks with no processing costs to the merchant. The idea is simple. Instead of surrendering hefty processing charges, acquiring fees, and interchange fees, don’t. Keep your hard earned money.

The cost for the service is a flat fee. That’s compared to the hundreds, thousands or hundreds of thousands you are currently paying for your bottom line.There are no hidden fees, no gimmicks, no bull just more money in your pocket to invest in your business. Choose you.

There are no hidden fees, no gimmicks, no bull just more money in your pocket to invest in your business. Choose you.

What’s the catch?

There is no catch. It’s simple. You get the freedom to choose who pays the surcharge. Instead of you being charged the customer gets charged.

But wait, won’t the customer be upset about the additional charge? The charges are so insignificant most customers don’t even notice. In fact, customers have come to think of our system as a cash discount program. If a customer wants the ease of using a card, they can pay a few more cents a gallon, otherwise, they can forgo the system by paying cash. And who doesn’t like cold hard cash? You are probably already familiar with the system but don’t realize it. This is exactly how gas stations work. The price advertised is for customers that pay cash. Those paying with credit card/debit card have a slightly higher fee.

The statistics show that most people choose to pay by card anyway. After all, time is money. Start swyping and enjoy the freedom of a relationship with no strings attached.swyping and enjoy the freedom of a relationship with no strings attached.

Often times, bad credit cards have lesser credit limits. The highest limit that you may often notice is about 1000 dollars. The purpose for this is for your own protection. With lower limits, you can most probably use the card and then pay your dues on time. It actually is a lot harder to pay high limits. Therefore, don’t think of the low balance as a disadvantage.

2. APR

APR, otherwise known as Annual Percentage Rate, are relatively fair in bad credit cards. It suits a credit card as they only amount to about 10%. Just try looking for cards that have the cheapest interest rate as possible. This will enable you to pay for your charges easily while positively increasing your credit rating.

2. Fees

Even though the annual fees of credit cards must be fending off, in bad credit cards, they are standard. In most cases, bad credit cards give annual fees of $50 or more. This is because credit card providers would want to protect you. It may be something you simply must accept if your credit score is low and you need a credit card.

Another fee you may encounter is an enrollment fee. This is one other thing that those with good credit could not obtain. Yet with regards to bad credit cards, the enrollment fee is often obtained.

Credit Bureau Reporting

Make sure that any bad credit card you apply for reports to all of the major credit bureaus. This will help you regain good credit. You don’t want to pay diligently on a card that cannot help your credit.

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